How Pettysave Works 📱💻🔍⚒️

A simplified guide for users

Pettysave enables you to attain true financial freedom through savings and investments which can be scheduled conveniently either daily, weekly or monthly. You can save towards specific targets such as rent, school fees, travel, car, wedding etc. and you can also invest for amazing ROIs ( Returns on Investment).

Why should I save on Pettysave?

Pettysave offers higher returns on savings and investment than the traditional banks. There are no hidden or bank charges with Pettysave transactions. Everything on Pettysave is automated and makes savings effortless. With the TARGETS feature, you can easily meet your targets and goals by saving specifically for them.

How do I know what plan is right for me?

Like the saying goes,

‘different strokes for different folks.’

Determining what plan is best for you is heavily dependent on what you need to do to move from your current position in life to where you want to be; your goals and aspirations. Consider the following Pettysave features:

Autosave: This feature automatically saves a fixed amount from your bank account either daily, weekly or monthly while you earn interest of up to 10%. It is basically a standing order on your account that automates your savings so that no matter how much you spend, you will never be completely broke.

TargetSave: Hit your goals directly by using the target save feature. You can save towards weddings, rent, school fees, cars etc. and hit the bull’s eye while making an interest of about 5–10%.

Vault (formerly Locked In Save): Secure your funds as fixed deposits to earn more interest. Funds can be fixed for 1 to 12 months. It is like keeping money you don’t want to be tempted to spend with a trusted friend (Pettysave). The longer you keep it, the higher your interest rate (up to 12%). Once your withdrawal date is set, savings cannot be withdrawn till then.

Investment: Investment amount and interest vary by investment opportunity. They range from real estate to agriculture, transportation and/or money and stock market instruments with returns as high as 40%.

Topup (formerly Extra save): This allows you to add more funds to your savings. This is especially good if you miss a few saving dates due to insufficient funds and need to meet up with your savings target or just have extra cash to save. To save an extra amount outside your normal plan, click on ‘Topup’, input how much you want to save instantly and it will be debited from your account.

Daily Bread: You can earn commission on your referral’s investments and not just their savings. So, anytime any of your referrals invests on Pettysave, you earn commission ranging from 2.5–10%, depending on the investment opportunity they choose!

Charges on Deposits and Withdrawal

Pettysave is ABSOLUTELY FREE OF BANK CHARGES. There are four free withdrawal days per year: March 31st, June 30th, September 30th and December 20 formerly 31st. However, a 5% charge is deductible on any withdrawals outside the free withdrawal dates to encourage your savings habit.

Account Opening

All that will be required from you to sign up is: your name, phone number, email address and a customized password.

Interest Rates

On auto save and target save, you earn 10% interest annually. For vault/locked in save, you earn 12% per year. The percentages of returns on savings are pro-rated daily and paid directly into your Pettysave account.

Acceptable Cards

All cards issued by Nigerian banks are accepted such as Verve, Visa or MasterCard. Some cards may however not be cleared for online transactions, check with your financial institution to resolve the issue.

Multiple Cards

There is no limit to the number of cards that can be added to your Pettysave account.

Statement of Account

There is a print button just below your statement of account which is on your dashboard. This enables you to download your account statement any time.

Multiple Plans

You can create multiple savings and investment plans. However, only one autosave plan can be active per time, while targetsave and vault can be multiple. You can save for different people under the TARGETS feature. Click on targets, custom targets and name it accordingly. E.g save for Brian, save for Jessica.

Payment Default

If there’s no money in your bank account in time for savings, you will not be charged any fee at all. This is a voluntary saving so you are only debited when you have the exact savings amount or more in your bank account.

Savings: Additional Information

All savings plans on Pettysave can have their savings amount increased using the edit button. You can also pause the Autosave plan whenever you want.

Investments: Additional Information

Investment allows users to earn passive income by investing in viable, low-risk investment opportunities such as real estate, agriculture, transportation etc. Returns on Investment (ROIs) vary across investment opportunities. The percentages of returns are pro-rated and paid directly into your Pettysave account once the investment matures.


Customer’s financial data is encrypted and securely stored. We do not store your card information as we work with a PCIDSS-compliant payment processor to handle all our customers’ card details. Also, all transactions between pettysave and our banking partner is done through 256-bit HTTPS SSL connection. 256-bit HTTPS SSL connection is a data/file encryption technique that uses a 256-bit key to encrypt and decrypt data or files. It is one of the most secure encryption methods after 128- and 192-bit encryption, and is used in most modern encryption algorithms, protocols and technologies including AES and SSL.

We operate with our Microfinance license (Marvelous Microfinance Bank) which is duly registered by the Central Bank of Nigeria (CBN). Pettysave is in the final months of acquiring another Microfinance license (Pettysave MFB) to render more offline services to our users and to also penetrate the rural areas of the country.


We are located at №17J, Freedom Way, Lekki Phase 1, Eti-Osa, Lagos State.

Customer Care

You can call customer care on 08066088876 or send an email to for further enquiries.

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